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4.5
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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
- 1.99% APR for 6 Months
- Intro APR Period
6 months
- Annual Fee
$0
- Variable APR
9.25%
Issuer: IberiaBank
Category: Reward - Other
Card Type: Visa
Card Status: Platinum
Annual Fee: $0
Grace Period: 25 Days
Late Pay Fee: $15 if balance is less than $100; $29 if balance is $100.00 to $1,000; $35 if balance is more than $1,000
Over Limit Fee: None
Type of Rewards: Point
Best Feature: Reasonably low APR for those who qualify; No annual fee.
The IberiaBank Visa® Platinum Rewards Card, issued by IberiaBank, is ideal for those with very good credit who plan to take advantage of the rewards program offered.
Through the rewards program, cardholders earn one point per dollar spent on qualifying purchases. Points are redeemable for merchandise, travel and gift certificates to participating restaurants and merchants. There is no annual fee for the ScoreCard® Bonus Points Program.
In addition, the card offers a low introductory rate on balance transfers submitted during the first three months for the first six months of membership.
Aside from the rewards program, cardholders can expect common benefits, such as up to $1,000,000 in travel accident insurance, lost and stolen card reporting, and various online account services.
Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the rewards program will benefit most from what the IberiaBank Visa® Platinum Rewards Card has to offer.
* *This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.
