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3.5
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- Build Credit History - We Report to All 3 Major Credit Bureaus
- 0% APR on All Purchases for the First 6 Months
- No Annual Fees or Monthly Maintenance Fees
- No Credit Check
- No Checking Account Required
- Your Credit Is Not a Factor!
- 0% APR for 6 Months
- Intro APR Period
6 months
- Annual Fee
$0
- Variable APR
11.24%
Issuer: Public Savings Bank
Category: Secured
Card Type: Visa
Card Status: Standard
Annual Fee: $0
Grace Period: 25 Days
Late Pay Fee: $20
Over Limit Fee: $20
Type of Rewards:
Best Feature: Reports to all 3 major credit bureaus monthly.
The Public Savings Bank Classic Secured VISA Card, issued by Public Savings Bank, is ideal for those who are trying to improve their credit. This is because Public Savings Bank reports card activity to all three major credit bureaus every month.
Because the Public Savings Bank Classic Secured VISA Card is a secured credit card, all applications are accepted, regardless of past credit history, or a lack of credit history. A secured credit card is one that is secured with a deposit. The amount of the deposit then becomes the cardholder's credit limit. The minimum deposit for this card is $300, the maximum is $2,000.
The interest rate for the Public Savings Bank Classic Secured VISA Card is reasonably low, and the Public Savings Bank Classic Secured VISA Card has no annual fee. The application fee is $75.
Applicants who are interested in improving their credit by using a low interest secured credit card will be best served by what the Public Savings Bank Classic Secured VISA Card has to offer.
* See website for complete terms and conditions of card usage and application disclosure.
