Issuer: American Express

Category: Reward - Cash

Card Type: American Express

Card Status: Standard

Annual Fee: $0

Grace Period: 25 Days

Late Pay Fee: $19 on balances less than $250 and $39 on balances $250 or greater.

Over Limit Fee:

Type of Rewards: Rebate

Best Feature: Up to 5% cash back rewards; no annual fee; 0% introductory rate.

Blue Cash® from American Express is designed for those with good or excellent credit who plan to take advantage of the cash back rewards program.

Cardholders get unlimited cash back savings on eligible purchases with the Blue Cash® from American Express card. Through the rebate program, cardholders earn a cash award that varies according to the amount spent per year. General purchases earn up to a 1.25% rebate. "Everyday Purchases" made at drugstores, gas stations, and supermarkets earn up to a 5% rebate.

Aside from the cash rebates, this card provides common benefits and services commonly found with American Express® credit cards, such as the buyer's assurance plan, purchase protection plan, and up to $100,000 in travel accident insurance.

This card has no annual fee and an average rate for purchases and balance transfers (for those who qualify), which makes it ideal for those who plan to occasionally carry a balance. The card has a 0% introductory rate for the first six months of membership that can be applied toward purchases. 

Therefore, those who plan to take advantage of the cash back rewards program for "Everyday Purchases" (to earn the highest rebate) and the various standard services provided will benefit most from what Blue Cash® from American Express has to offer.

* See website for complete terms and conditions of card usage and application disclosure.