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  • 3.5



    • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel
    • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
    • No annual fee for the first year and $45 thereafter
    • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
    • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
    • Express Approval. Get a decision in less than 60 seconds
    • Smarter Travel Editor's Choice Award for Best Travel Awards Card for Domestic Use



  • 2.90% on Purchases and Balance Transfers for 6 months
  • Intro APR Period
    6 months
  • Annual Fee
    $45**
  • Variable APR
    15.24%



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